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Leaking Information
Will Your Homeowner's Insurance Cover a Leak? According to the Insurance Information Institute, most sewer system backups are not covered under a standard homeowners insurance policy. The typical homeowners policy will cover the damage resulting from a burst pipe or...
Among the Uninsured
Will the Affordable Care Act Come to the Rescue? As the major insurance coverage provisions of the Affordable Care Act continue to pick up steam, a recent survey indicates that nearly half of working U.S. adults were uninsured or underinsured at some point in 2012....
Covering What Medicare Does Not
Covering the Medigap Anyone approaching age 65 who will be enrolled in Medicare Part B should consider shopping for Medicare supplement insurance, popularly known as “Medigap” insurance. These policies, which are sold by private insurance companies, are designed to...
A Vehicle’s Insurance-Related Cost
How to Keep Down Automobile Insurance Costs One way to pare down automobile insurance costs is to purchase an automobile that is less expensive to repair than other vehicles under consideration. The most deliberate way to make this type of comparison is to look for...
Technically Speaking
Are You Insured for Computer Breaches? As business growth continues to be driven by computer technology, exposure to breaches of confidential information due to programming errors, network interruption, and client data loss becomes ever more problematic. To meet these...
Addition By Exclusion
Learning About Exclusions An insurance policy’s section on exclusions lets the policyholder know exactly what areas are specifically not covered by his or her insurance contract. Exclusions do not take anything away from the policyholder because the insurance company...
Information Sharing After An Accident
The Dangers of Sharing too Much Information If the vehicle that you are driving is involved in a crash with another automobile, how much information should you share with the other driver? According to a survey conducted last year by the National Association of...
Dealing With Ice Dams
Steps to Take When Seeing an Ice Dam While its true that the weather has been heating up considerably (about time!) there's a chance there are still a few winter dangers lingering around your home. The one we're going to focus on in this post is ice dams. Ice dams...
Pardon The Interruption
Do You Have Business Interruption Service? After a fire or other catastrophe shuts a business down, business owners may have business insurance that covers all the property losses, but how will they manage to keep going until their building, inventory, and records are...
Unable To Work
Have You Thought About Disability Insurance? Most breadwinners with family responsibilities do not give disability insurance the same amount of consideration that they give to life insurance. However, heads of households may want to consider that just over one in four...
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