We cover cars, trucks, motorcycles, ATVs, and boats.
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Other than Virginia, New Hampshire and Mississippi, every state in the U.S. requires a motor vehicle owner to buy some form of insurance. Auto insurance in CT is a competitive market, and a car owner who is shopping for a policy would do well to compare the terms and understand what different types of insurance cover, as well as what they cost.
Liability coverage pays for injuries and property damage that the insured driver was found responsible for. Even if you drive responsibly, you need liability insurance in case you accidentally cause damage or injury.
Collision coverage covers vehicles involved in collisions, and pay for repairs to the damaged vehicle, or the full cost of a vehicle if it cannot be repaired.
Comprehensive coverage pays for damage incurred in incidents other than collisions, such as vandalism and theft, fire, weather. Car owners should be careful when inquiring about this type of coverage, since animal impacts may be considered as part of comprehensive coverage and not collision.
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