Recent Posts
Calculating Life Insurance Needs
Which Life Insurance Policy Will You Need? One way to calculate how much life insurance you need involves figuring how much investment capital it would take to replace all of your income for two decades or longer if it were invested in secure Treasury/municipal bonds...
Employment Practices Insurance
Protection From Employee Claims With the heightened awareness of workers’ rights that has taken hold in recent years, business owners must protect themselves against claims made by employees, former employees, or potential employees. To meet this need, Employment...
Reducing The Risk in Winter Driving
Learning Safe Driving in the Winter On the east coast snow and bad weather is just a part of life. And when snow is coming down outside it is usually best to just stay indoors and wait it out. But when that isn't an option there are several best practices to follow to...
Keeping Score
Do You Know Your Credit Score? Financial experts suggest that you regularly check your credit score because a good credit history helps qualify you for better interest rates on loans and credit cards. In some cases, a high credit score may also help to ensure lower...
Insuring Collections
What Does Your Homeowner's Policy Cover? While casual hobbyists can generally rely on their homeowners policies (which typically cover personal property up to half the value of their homes) for coverage of their collections, serious collectors with valuable...
Malpractice Suit Insight
Why Do Patients Sue Their Doctors? In his book “Blink,” author Malcolm Gladwell delves into the way people make decisions, many of which involve the “adaptive unconscious.” This is the part of the brain that leaps to conclusions that we commonly refer to as...
Are You A Renter?
Have You Looked Into Renter's Insurance? With so many homeowners either being forced out of their homes or postponing their decision to purchase a first home during the past few years, more than the usual number are finding themselves renting. In the process, many...
Waiting For Alzheimer Patient Benefits
Carefully Examine Your Policy's Home-Care Requirements Long-term care insurance policies provide coverage for custodial care of Alzheimer’s patients, which typically begins when a physician provides evidence of cognitive impairment or if the patient needs help with at...
Along For The Ride
The Dangers of Motorcycles For many obvious reasons and others that are not so obvious, such as adverse road conditions and inattentiveness on the part of other drivers, riding on two wheels may be inherently more dangerous than riding in a four-wheel vehicle. While...
Looking Out For The Other Guy
Do You Really Know What Your Auto Insurance Covers? Even though vehicle owners may think they have enough auto insurance coverage to protect them from just about any eventuality, it should be pointed out that nearly 14 percent of motorists are uninsured. (The...
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