Motorcycle Insurance

Along For The Ride

Posted on Dec 11, 2013 in Motorcycle Insurance

The Dangers of Motorcycles

For many obvious reasons and others that are not so obvious, such as adverse road conditions and inattentiveness on the part of other drivers, riding on two wheels may be inherently more dangerous than riding in a four-wheel vehicle.

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Protecting People

Posted on Oct 30, 2013 in Auto, Motorcycle Insurance

People Come First in Accidents

If you were to only pay attention to the numerous TV advertisements for automobile insurance, you might think that auto insurance policies were solely focused on fixing damaged vehicles.

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Beware Flood-Ravaged Vehicles

Posted on Oct 6, 2013 in Auto, Auto Insurance, Motorcycle Insurance

How to Check for Flood-Damaged Vehicles

After Hurricane Katrina, car-industry experts were alarmed at how many flood-damaged vehicles were showing up on the market and being purchased by unsuspecting consumers. Once auto insurers pay a total-loss claim on such vehicles, they are sold to the salvage market. Because they may not show any evident signs of damage after they are dried out, these vehicles may be cleaned and sold by con men. To address this problem, in 2009, the U.S. Justice Department began requiring insurers to report total losses in the National Motor Vehicle Title Information System within 30 days. Salvage yards, dealerships, and car-rental businesses must also report totaled vehicles. In the aftermath of Hurricane Sandy, consumers can access this information at


NOTE: Regardless of lax state titling laws or interstate sales, informs consumers whether an automobile has been designated as “totaled.”

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Posted on Dec 10, 2012 in Auto, Auto Insurance, Life Insurance, Motorcycle Insurance

The Sobering Facts of Intoxicated Driving

While underage drinking itself poses a serious threat to the health and welfare of our youth and teens, combining underage drinking with driving produces even more disastrous consequences. The Centers for Disease Control and Prevention show that half of the drunk-driving accidents involving teenagers are reported on Friday, Saturday or Sunday and that half of these crashes occur between 3:00pm and 12:00am. This might give concerned parents some ammunition to say no or set limits when their son or daughter ask for the keys to go to a party-on-the-weekend – especially concerning rising auto insurance rates. Teens driving and drinking constitute close to half of all alcohol-related fatalities in this country. Especially during the holiday season, remember to share these “sobering facts”.

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Posted on Aug 14, 2012 in Auto, Auto Insurance, Motorcycle Insurance

Getting Plenty of Rest to Prevent Sleeping at the Wheel

A lot of focus has been given to drunk drivers and the dangers of their actions.  But don’t underestimate the equally dangerous problem of sleepy drivers.  Studies show that drivers that are drunk or sleepy are both TWICE as likely to be responsible for a motor vehicle accident which raises auto insurance rates to a high level.  Missing just four hours of sleep produces as much impairment as drinking a six-pack other studies have shown.  And the loss of an entire night’s sleep produces an effect that is equal to a blood-alcohol content of 0.19!*  Of course, drinking coffee or taking a nap is not a substitute for getting a good night’s sleep.  And there is no equivalent “breathalyzer” test to know when that dangerous “nodding off”  starts, so drivers must make their own decisions about not driving while sleepy. And keep in mind that the National Highway Traffic Safety Administration found that younger drivers age 16-24 were nearly twice as likely to be involved in a drowsy driving crash as drivers age 40-59.;

*You are legally intoxicated in Connecticut  if your blood alcohol is .08 or above!

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Posted on Jul 10, 2012 in Motorcycle Insurance

Why You Should Have Motorcycle Insurance

Guess who is taking to the streets on motorcycles in growing numbers?  Baby Boomers! According to the American Motorcyclist Association, the average age of their membership is 48.  The only problem is that as the age of motorcyclist’s rise, so too do their rates of injuries and fatalities.  All  generations of  bikers face threats from distracted automobile d drivers, but older motorcyclist should realize that their eyesight and reflexes may not be what they once were and should have auto insurance.  Because older bikers may take longer to respond to highway situations, they should allow themselves more time to react by leaving more space between themselves and the vehicles ahead.  Helmets always help to prevent serious injuries.  Now that it is summertime – do an “insurance” safety check to make sure you have adequate coverage and limits.  And here is to safe riding Boomers!

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