"Locally owned & operated insurance agency in Stratford CT since 1949."

Our mission is to provide a broad range of insurance products that meet the very needs of our customers. Whether it be insurance for your business or personal insurance needs such as home and auto insurance, umbrella or life and health insurance, we can coordinate coverage and offer excellent value.

Get an Insurance Quote

Enjoy the “Scott Guarantee”!

Receive an immediate quote,
and a phone call the next day!

We will shop your information with our preferred insurance carriers and call you back to review the Best Price Available.

Money Saving Tips

Here are 11 great ways to save money

click here to read more!

File an Insurance Claim

Enjoy the
“Scott Review”

Before filing a claim, call our office to review your loss with one of our seasoned agents! We will advise you as to the best course of action!

When you speak with us, you’ll see why our clients appreciate our individual attention and care!

A Vehicle’s Insurance-Related Cost

Posted on Apr 20, 2014 in Auto Insurance

Car Insurance

One way to pare down automobile insurance costs is to purchase an automobile that is less expensive to repair than other vehicles under consideration. The most deliberate way to make this type of comparison is to look for various vehicles’ ratings in the “Relative Collision Insurance Cost Information Booklet,” which is available each year from the National Highway Traffic Safety Administration. In addition, the Highway Loss Data Institute provides data on each make and model’s relative-loss costs for liability (bodily injury, personal injury, medical payments, and property damage) in addition to data for collision and comprehensive costs. All these factors help determine how costly automobile insurance will be for any specific vehicle.

NOTE: The simplest way to find out how much it will cost to insure a car is to ask your insurance agent for a premium quote before you make your purchase decision.

Read More

Technically Speaking

Posted on Apr 7, 2014 in Business Insurance

Computer hacker stealing data from a laptop concept for network

As business growth continues to be driven by computer technology, exposure to breaches of confidential information due to programming errors, network interruption, and client data loss becomes ever more problematic. To meet these challenges, insurance companies offer professional liability insurance called Technology Errors and Omissions Insurance (“Tech E&O”). It can cover litigation costs arising out of their tech products and service when technology providers face lawsuits for negligence or intellectual property infringement. Technology E&O insurance protects against claims of financial loss to a third party caused by errors and failure to perform/poor performance, in addition to covering legal expenses or resulting judgments. This insurance is particularly critical for small technology companies who need financial backing to help them grow.

NOTE: Technology errors and omissions insurance typically provides coverage for liability related to the actions of (sub)contractors working on behalf of the insured company.

Read More

Addition By Exclusion

Posted on Apr 2, 2014 in Home Insurance

Insurance
An insurance policy’s section on exclusions lets the policyholder know exactly what areas are specifically not covered by his or her insurance contract. Exclusions do not take anything away from the policyholder because the insurance company certainly does not charge a premium for coverage that it does not provide. In fact, exclusions eliminate exposures that the insurance company could not insure without charging prohibitive amounts of money. By taking careful notice of exclusions, policyholders can use the information to their advantage by avoiding gaps in coverage and purchasing additional protection. For instance, homeowners who astutely recognize the earthquake exclusion in their homeowner’s coverage can then obtain earthquake coverage through an earthquake endorsement.

NOTE: Common life insurance policy exclusions include acts of war, suicide, and engaging in certain dangerous activities.

Read More