Posts Tagged "medical insurance"

Among the Uninsured

Posted on May 1, 2014 in Health Insurance

Medical Bills Folder

Will the Affordable Care Act Come to the Rescue?

As the major insurance coverage provisions of the Affordable Care Act continue to pick up steam, a recent survey indicates that nearly half of working U.S. adults were uninsured or underinsured at some point in 2012. According to the survey, about 30% of adults between ages 19 and 64 went without health insurance for part or all of 2012, which is nearly 10 million more than the 26% who went without coverage in 2003. An additional 30 million people were considered “underinsured,” which means that, although they had insurance, they also had out-of-pocket costs so high that it was considered to be an obstacle for them. Hopefully, the Affordable Care Act will help to severely reduce these numbers.

NOTE: In the survey mentioned above, “underinsured” was defined as out-of-pocket expenses that reached 10% or more of income (5% or more if income was below 200% of the federal poverty level) or deductibles that were 5% or more of income.

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Malpractice Suit Insight

Posted on Jan 7, 2014 in Health Insurance

Why Do Patients Sue Their Doctors?

In his book “Blink,” author Malcolm Gladwell delves into the way people make decisions, many of which involve the “adaptive unconscious.” This is the part of the brain that leaps to conclusions that we commonly refer to as “intuitive” or “gut-level” decisions.

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