Owning a home is the keystone of the American dream, which is why it’s also crucial to protect it with adequate insurance coverage. Given the number of different mishaps that can happen to a house and its contents, the insurance policy also needs to be comprehensive and not leave gaps that will leave you without compensation or recourse if disaster strikes.
Typically, home insurance covers a house and other belongings against loss or damage due to theft, fire or lightning, weather events such as rain or wind, or damage due to cold or heat. Note that standard homeowner insurance does not cover flooding, which you should purchase if you live in an area that is prone to hurricanes or seasonal floods.
If you have concerns about the kind of insurance you need given the particulars of your location in Connecticut, value of your house and other circumstances, our agents will give you advice that will help you make the right decision.
Read our Home Insurance blog posts.