Risk Reduction at Home

How to Avoid Extra Homeowner Costs By reducing their exposure to common risks, homeowners can avoid losses that require out-of-pocket expenses and potentially higher premiums on their homeowners insurance. To begin with, it pays to know that fire, lightning, and...

MAKE IT YOUR BUSINESS!

US Economic Census, 2007 US Business Do you too operate a home based business from your home?  Many home based businesses may involve acutal products and inventory, ie a catering business, cleaning business, ecommerce business.  It might also involve other...

DOGS, CHILDREN AND YOUR HOMEOWNERS POLICY.

If you have a dog in your home, did you know its breed could have an impact on your homeowner’s policy? According to the Insurance Information Institute, dog-bite claims consist of a third of all  homeownerer’s liability claims.   In 2011 – the average dog bite...

FALLING TREE EXPECTATIONS

  >h1>Annually Examine the Health of Your Trees The second devastating storm in CT  in as many years should cause homeowners to take close stock of the health of the large trees surrounding their homes.  It may be time to call on a certified arborist...

Flood Insurance Changes in Stratford

Floods Are Happening More Often and Flood Insurance is Changing It is a  sign of the times that “100-year-floods” now occur more frequently than every 100 years.  The causes of this change range from changing precipitation patterns, environmental changes and even...

Mold Maladies

Check Your House for Mold to Avoid Rising Insurance Costs Leaky foundations, roofs and plumbing are a few of the circumstances that lead to water and moisture buildup and consequent mold growth.  When it comes to mold removal, home insurance companies generally regard...