Among the Uninsured

Will the Affordable Care Act Come to the Rescue? As the major insurance coverage provisions of the Affordable Care Act continue to pick up steam, a recent survey indicates that nearly half of working U.S. adults were uninsured or underinsured at some point in 2012....

Covering What Medicare Does Not

Covering the Medigap Anyone approaching age 65 who will be enrolled in Medicare Part B should consider shopping for Medicare supplement insurance, popularly known as “Medigap” insurance. These policies, which are sold by private insurance companies, are designed to...

Unable To Work

Have You Thought About Disability Insurance? Most breadwinners with family responsibilities do not give disability insurance the same amount of consideration that they give to life insurance. However, heads of households may want to consider that just over one in four...

Malpractice Suit Insight

Why Do Patients Sue Their Doctors? In his book “Blink,” author Malcolm Gladwell delves into the way people make decisions, many of which involve the “adaptive unconscious.” This is the part of the brain that leaps to conclusions that we commonly refer to as...

Waiting For Alzheimer Patient Benefits

Carefully Examine Your Policy’s Home-Care Requirements Long-term care insurance policies provide coverage for custodial care of Alzheimer’s patients, which typically begins when a physician provides evidence of cognitive impairment or if the patient needs help...