Floods Are Happening More Often and Flood Insurance is Changing

It is a  sign of the times that “100-year-floods” now occur more frequently than every 100 years.  The causes of this change range from changing precipitation patterns, environmental changes and even development. So it is quite possible that the FEMA (Federal Emergency Management Agency) will have updated their flood hazard maps to show risks to property that may not have existed before.  Homeowners should check their homeowner’s insurance to see if they fall into these new high-risk areas since previous incidence of flooding is no longer a good indicator of the future.  In High-Risk areas, there is at least a 1 –in-4  chance of flooding during a 30 year mortgage period!
Call or email our office for an immediate, complimentary check to learn if there are changes that affect your property,  and the cost of flood insurance.