Texting While Driving Will Hike Your Insurance Rates
As if talking on a cell phone was not dangerous enough, now we have the issue of texting while driving, which increases the risk of an accident by four times according to a study by the Transportation Institute at Virginia Tech. But that is 4 times greater when comparing texting to talking. The sobering statistic: texters or talkers are 23 times more likely to be in an accident as the drivers that has no phones at all to distract them. The effect of reading or sending a text diverts the driver’s eyes from the road for an average of 4.6 seconds and that is the same as driving the length of a football field, blind, at 55 mph! (US Dept. of Transportation figure)
In CT there is no forgivness for first time offernders – the fine is $125 for first time offense, $250 second and then $400. But more than just avoiding costly tickets, putting down the phone will also keep auto insurance rates down, and prevent injury and even deaths.