Author Archives: linda
EMPLOYMENT PRACTICES LIABILITY POLICY
The sharp economic downturn in our economy has caused small business to have to face increasing amounts of lawsuits filed by laid-off employees as companies downsize in order to survive. This type of legal issues can present a crippling legal cost to … Continue reading
INSURING A RENTED HOUSE
The current housing downturn has created a new generation of reluctant landlords who are choosing to rent their homes instead of selling them at a loss. Until home prices improve, homeowners have turned to tenants to subsidize their wait. These … Continue reading
FLOOD FACTS FOR HOMEOWNERS
The recent flooding from Hurricane Irene in Connecticut, and floods throughout the country have led many home owners to rethink their need to buy flood insurance, available through the National Flood Insurance Program – NFIP. Any home with a federally … Continue reading
MEN VS WOMEN -Who Drives Better?
The unending battle of “who is better” moves onto to the driving battleground: Who are better drivers, men or women? The most recent study on the matter looked at a gender-specific comparison of traffic violations, accidents, and insurance costs. Contrary to … Continue reading
Insuring the Manufacturer!
The quaint term “Boiler and Machinery” insurance was first created to offer protection to early manufacturers against a breakdown of mechanical equipment that would cause damage and bring the business to a halt. Today, with the more complex equipment used in … Continue reading
FOLLOWING INSTRUCTIONS!
Even the best meaning and most conscientious people can have their best efforts count for little if they overlook some simple details. For instance: you have a life insurance policy, a will and an estate plan in place. But have you … Continue reading
KEEP LOOKING BACKWARD!
Rear Facing Car Seats Recommended for children until 2 years of age. A new finding about rear facing car seats will help anyone who is in charge of transporting young infants and toddlers in their automobiles. This updated recommendation is … Continue reading
As The Earth Shifts
East Coast Earthquake damages National monument If you thought that earthquakes were just an isolated phenomenon, last year’s east coast shaker that trembled even Connecticut may be an eye opener. h fact is that about 5000 earthquakes occur yearly in the … Continue reading
Not Good Enough
While a recent report released by the Substance Abuse and Mental Health Services Administration indicates that fewer Americans are driving drunk or on illicit drugs than previously, the number who are doing so is still alarmingly high. During a recent … Continue reading